Bagaimana Cara Memilih Reksadana Yang Baik?

Assalamu’alaikum.Wr.Wb

Sebelum menjelaskan lebih lanjut tentang bagaimana cara memilih reksadana yang baik, saya ingin mereview sedikit  tentang reksadana, reksadana merupakan wadah dana-dana dari masyarakat/investor  yang kemudian di investasikan oleh manajer investasi. Pada umumnya ada 4 jenis reksadana yang jelas ke empat reksadana tersebut berbeda beda di antaranya ada reksadana pasar uang, reksadana pendapatan tetap, reksadana campuran dan reksadana saham  yang masing masing mempunyai perbedaan dan imbal hasil yang berbeda. Lalu bagaimana cara memilih reksadana yang baik sesuai dengan imbal hasil yang kita ingin kan? Hal yang pertama yang harus anda ketahui adalah tujuan investasi anda, tujuan investasi jangka pendek atau investasi jangka Panjang, kalau anda memutuskan investasi jangka Panjang alangkah baiknya anda memilih reksadana saham karena reksadana saham memiliki fluktuasi yang sangat tinggi jadi jika anda hanya berinvestasi kurang dari 1 tahun kemungkinan anda akan rugi dikarenakan fluktuasi reksadana tersebut, dan reksadana saham ini juga bisa menghasilkan return 1-3% perbulan akan tetapi bisa juga mengalami kerugian sebnyak return tersebut (1-3%) per bulan, jika anda memutuskan berinvestasi dengan tempo kurang dari 1 tahun alangkah baiknya anda memilih reksadana pasar uang karena reksadana pasar uang tersebut biasanya memberikan keuntungan yang konsisten walaupun hanya 0,65% perbulan. Jadi itu tergantung anda sendiri. Lalu bagaimana cara memilih reksadana yg baik? Pada dasarnya indikator yang harus diperhatikan dalam memilih reksadana yang baik ada 4 yaitu

1.Asset under management ( AUM ) 

Asset under management  (AUM) merupakan dana kelolaan manager investasi tersebut jadi semakin besar AUM bisa di bilang reksadana tersebut bagus di karenakan banyak investor yang percaya kepada manager investasi tersebut sehingga AUM manager investasi tersebut menjadi besar. Bisannya AUM di atas 500 miliar termasuk AUM yang besar.

2.Cari tahu perbandingan antara return dan risiko

 Cari tahu lah rata-rata return yang dihasilkan reksadana tersebut jangan sampai risiko lebih besar dari pada return, misalkan rata-rata return reksadana tersebut 3% perbulan tetapi sekali nya rugi bisa mencapai -6% reksadana yang bagus adalah reksadana yang bisa menghasilkan return konsisten

3.Nilai Aktiva Bersih ( NAB ) yang bertumbuh secara konsisten

Carilah NAB yang bertumbuh secara konsisten, karena NAB reksadana yang bertumbuh secara konsisten itu menandakan manager investasi professional dalam mengolah dana sehingga NAB tersebut terus bertumbuh.

4.Besaran Biaya Investasi tersebut

hal yang ke empat merupakan biaya investasi tersebut jadi pada saat kita berinvestasi reksadana biasanya investor di kenakan fee beli dan fee jual oleh sang manajer investasi tersebut carilah fee yang benar benar murah kalau perlu cari yang gratis karena beberapa manger investasi juga ada lohh yang menyediakan fee beli dan fee jual gratis namun ada persyaratan tertentu, jadi anda juga harus memperhatikan hal tersebut .

Jadi  ke 4 point diatas itulah yang perlu diperhatikan ketika memilih reksadana yang baik, dan biasanya ada agen penjual yang menyediakan tool online yang sangat mudah untuk mencari tau ke empat point di atas. Dan kalau penulis sendiri menggunakan tool yang di sediakan oleh agen penjual bareksa untuk melihat kinerja reksadana yang baik karena sangat lengkap dan juga userfriendly.

Sekian Terimakasih wassalamu’alaikum Wr.Wb

 

Written By: Ahmad Ali Ramadhan

Staff Riset Hima AE 2017/2018

78 thoughts on “Bagaimana Cara Memilih Reksadana Yang Baik?

  1. I am really impressed with your writing skills as well as with the layout on your blog.

    Is this a paid theme or did you modify it yourself?
    Either way keep up the nice quality writing, it is rare to see a nice blog like this one nowadays.

    Reply

  2. I am really enjoying the theme/design of your site. Do you ever run into any browser compatibility problems?

    A number of my blog readers have complained about my site not operating correctly in Explorer but looks great in Safari.
    Do you have any recommendations to help fix this problem?

    Reply

  3. I always emailed this website post page to all my contacts, because if like to read it then my friends will too.

    Reply

  4. Have you ever thought about adding a little bit more than just your articles?
    I mean, what you say is fundamental and all. But think about if
    you added some great pictures or videos to give your posts more, “pop”!

    Your content is excellent but with images and videos, this website could certainly be one of the best
    in its niche. Excellent blog!

    Reply

  5. Hi! This post couldn’t be written any better! Reading
    this post reminds me of my old room mate! He always kept chatting about this.

    I will forward this post to him. Fairly certain he will have a good read.
    Thanks for sharing!

    Reply

  6. Thanks for the marvelous posting! I genuinely enjoyed reading it, you might be a great author.
    I will always bookmark your blog and will come back very
    soon. I want to encourage you continue your great job, have
    a nice evening!

    Reply

  7. What i do not realize is in fact how you’re
    now not actually a lot more neatly-favored than you may
    be right now. You’re very intelligent. You already know thus significantly in the case of this matter, produced me individually consider it
    from numerous varied angles. Its like women and men aren’t involved except it is one thing to do with Girl gaga!

    Your personal stuffs outstanding. Always handle it up!

    Reply

  8. I’m truly enjoying the design and layout of your blog.

    It’s a very easy on the eyes which makes it much more
    pleasant for me to come here and visit more often. Did you
    hire out a developer to create your theme? Superb work!

    Reply

  9. Hey there are using WordPress for your blog platform? I’m new to the blog world but I’m
    trying to get started and create my own. Do you require any html coding expertise to make your own blog?
    Any help would be greatly appreciated!

    Reply

  10. I have been surfing online more than 3 hours today, yet I
    never found any interesting article like yours.

    It is pretty worth enough for me. In my view, if all website owners and bloggers made good content as you did, the internet will be a lot more useful than ever
    before.

    Reply

  11. Hey there! I just wanted to ask if you ever have any issues with hackers?
    My last blog (wordpress) was hacked and I ended up losing a few months of hard work due to no data backup.
    Do you have any methods to prevent hackers?

    Reply

  12. hi!,I like your writing so a lot! percentage we communicate more
    about your article on AOL? I need an expert in this area to unravel my
    problem. Maybe that’s you! Taking a look ahead to
    peer you.

    Reply

  13. Hi! Quick question that’s totally off topic.
    Do you know how to make your site mobile friendly? My weblog looks weird when viewing from my iphone 4.
    I’m trying to find a template or plugin that might
    be able to fix this problem. If you have any recommendations, please share.
    Cheers!

    Reply

  14. I have been exploring for a little bit for any high-quality articles or blog
    posts in this kind of house . Exploring in Yahoo I finally stumbled upon this web site.
    Studying this info So i am happy to exhibit that I’ve a very just right uncanny feeling I came
    upon exactly what I needed. I such a lot undoubtedly will make certain to do not disregard this site and provides it a glance regularly.

    Reply

  15. Hi there every one, here every one is sharing these familiarity, so it’s
    good to read this webpage, and I used to pay a visit this blog everyday.

    Reply

  16. I’m not sure why but this web site is loading extremely slow for
    me. Is anyone else having this problem or is it a issue on my end?
    I’ll check back later on and see if the problem still exists.

    Reply

  17. This is really interesting, You are a very skilled blogger.
    I have joined your feed and look forward to seeking more of your wonderful post.
    Also, I have shared your web site in my social networks!

    Reply

  18. Good day! Would you mind if I share your blog with my facebook group?

    There’s a lot of people that I think would really enjoy your content.
    Please let me know. Cheers

    Reply

  19. 以低能量的1064-Q激光反覆掃於皮膚表面,逐步改善皮膚色素問題。 治療時產生的熱能能促進膠原蛋白的再生,回復肌膚彈性。 使用7mm平行光光頭,使輸出的激光更溫和及均勻。功效: 去除紋身 美白及去除面毛 令整體膚色更白更均勻 減淡及去除荷爾蒙斑或反黑 增加皮膚膠原蛋白,改善皮膚彈性 減淡深層色斑 : 黃褐斑,荷爾蒙斑,蝴蝶斑 以低能量的1064-QS激光反覆掃於皮膚表面,逐步改善皮膚色素問題 使用8-10mm平行光光頭,使輸出的激光 更溫和及均勻 1. 激光能透進皮膚深層 2. 激光被黑色素吸收 3. 產生熱能將黑色素體分解 4. 被呑噬細胞吸收及排出體外

    Reply

  20. Ꮋі there, I do think your web sitte might Ƅe having internet browser compatibility issues.
    Ꮤhen Ӏ take a looқ at yоur blog in Safari, it looks
    fine howеᴠer, if openjng in ІE, іt has some overlapping issues.
    І merely ѡanted to givе you а quick heads ᥙp! Asice frօm tһat, greɑt website!

    Reply

  21. I keep listening to the rumor talk about receiving free online grant applications so I have been looking around for the top site to get one. Could you advise me please, where could i acquire some?

    Reply

  22. Hi, I wish for to subscribe for this website to take most recent updates,
    thus where can i do it please assist.

    Reply

  23. Just wish to say your article is as surprising. The clarity to your post is just great and
    i could suppose you are a professional on this subject.

    Well along with your permission let me to take hold of your
    feed to stay updated with approaching post. Thank you a
    million and please continue the enjoyable work.

    Reply

  24. I used to be suggested this blog by my cousin. I’m now not sure whether or not this submit is
    written via him as nobody else understand such
    targeted about my difficulty. You are incredible! Thanks!

    Reply

  25. I think this is among the most significant info for me.

    And i’m glad reading your article. But wanna remark on few general things, The web site style is great, the articles is really great :
    D. Good job, cheers

    Reply

  26. Aw, this was an exceptionally good post. Taking a few minutes and actual effort to generate
    a great article… but what can I say…
    I put things off a lot and don’t manage to get nearly anything
    done.

    Reply

  27. Hi exceptional website! Does running a blog like this take a massive amount work?
    I’ve absolutely no knowledge of coding however
    I had been hoping to start my own blog in the near future.
    Anyhow, should you have any ideas or techniques for
    new blog owners please share. I know this is off topic however I just had to ask.
    Cheers!

    Reply

  28. fantastic submit, very informative. I ponder why the opposite experts of this sector do not realize this.
    You should proceed your writing. I am sure, you’ve a huge readers’ base already!

    Reply

  29. Hi there i am kavin, its my first time to commenting anyplace,
    when i read this post i thought i could also create comment due to this
    good paragraph.

    Reply

  30. I’m curious to find out what blog platform you happen to be working with?
    I’m having some small security problems with my latest
    blog and I’d like to find something more secure. Do you have any recommendations?

    Reply

  31. An outstanding share! I’ve just forwarded this onto a friend who had been conducting a little research on this. And he actually ordered me dinner simply because I found it for him… lol. So allow me to reword this…. Thanks for the meal!! But yeah, thanx for spending the time to discuss this issue here on your web page.

    Reply

  32. Thank you for the auspicious writeup. It in truth
    used to be a enjoyment account it. Look complex to far introduced
    agreeable from you! By the way, how could we communicate?

    Reply

  33. Lek Viagra wymaga zastosowania ok. 30 minut przed planowanym stosunkiem. Moze sie jednak okazac, ze w pelni aktywny lek bedzie dopiero po uplywie ok. 60 minut, co zalezy od wielu okolicznosci. Dzialanie Viagry zaburzaja obfite i tluste posilki, postaraj sie ich unikac, kiedy planujesz polknac tabletke. Nie jedz rownoczesnie z lekiem grejpfrutow, poniewaz zawieraja one substancje wplywajace na metabolizowanie lekow i potegujace ryzyko wystapienia skutkow ubocznych.

    Reply

  34. If you would like to obtain much from this article then you have to apply such techniques to
    your won weblog.

    Reply

  35. Hey! Do you know if they make any plugins to assist with
    Search Engine Optimization? I’m trying to get my blog to rank for some targeted keywords but I’m not
    seeing very good gains. If you know of any please share.
    Many thanks!

    Reply

  36. Hey I am so delighted I found your website, I really found
    you by accident, while I was looking on Digg for something else, Regardless I am here
    now and would just like to say thanks for a fantastic post and a all round enjoyable
    blog (I also love the theme/design), I don’t have time to look over it all at the moment but I
    have saved it and also added your RSS feeds, so when I have time I will be back to read much more,
    Please do keep up the awesome jo.

    Reply

  37. Link exchange is nothing else but it is just placing the other person’s blog link on your page at suitable place and
    other person will also do same in favor of you.

    Reply

  38. Jest to lek, ktory nie tylko pomaga w osiagnieciu wzwodu, ale wydluza tez czas jego trwania, nawet 6-krotnie. To oznacza, ze zaleca sie jej stosowanie przy krotkotrwalych erekcjach u panow.

    Reply

  39. Hey just wanted to give you a brief heads up and
    let you know a few of the pictures aren’t loading properly.

    I’m not sure why but I think its a linking issue. I’ve tried it in two different web browsers and both show the same results.

    Reply

  40. Hey there! I could have sworn I’ve been to this site before but after browsing through some of the post I realized it’s
    new to me. Anyhow, I’m definitely glad I found it and I’ll be book-marking and checking back
    often!

    Reply

  41. Buy Cheap Strattera Durer Plus Longtemps Pendant Les Rapports Sexuels Naturellement Acheter Viagra France Propecia .2 Dose Propecia Generic How Long

    Reply

  42. Cephalexin Alcohol Use Viagra Professionnelle On sale discount isotretinoin tablets online visa accepted viagra Is Keflex A Sulfa Drug

    Reply

  43. Howdy just wanted to give you a brief heads up and
    let you know a few of the images aren’t loading properly.
    I’m not sure why but I think its a linking issue.

    I’ve tried it in two different browsers and both show the same outcome.

    Reply

  44. Thank you for the auspicious writeup. It in truth used
    to be a amusement account it. Look complicated to more added agreeable from you!
    By the way, how can we keep in touch? natalielise pof

    Reply

  45. After I initially commented I appear to have clicked
    on the -Notify me when new comments are added- checkbox and now whenever a comment is added
    I receive four emails with the same comment. Perhaps there is a means you can remove me
    from that service? Appreciate it!

    Reply

Leave a Reply to 醫學美容 Venus Legacy Cancel reply

Your email address will not be published. Required fields are marked *